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Policy Centre
Version
2.0
Effective
from 9 September 2026
On this page
In this set

Promotions Terms

Himalayan Bullion Company Limited — Version 2.0, effective from 9 September 2026. Part of the HBC Terms of Service. Shown with each promotion.

1. General

1.1A promotion is a discretionary benefit HBC offers for a stated period. It is not a contractual term of any product unless the promotion says so. HBC may end a promotion for new transactions by publishing an end date at least 30 days ahead. A benefit already earned is honoured.

1.2A promotion never changes the price at which silver was bought, the grams you own, or any statutory right.

1.3Any promotion, draw or offer HBC runs is governed by its own published rules, issued under this section, which state the period, eligibility, benefit, exclusions and how it is conducted. Where a promotion is a prize draw, HBC conducts it in accordance with Nepalese law and publishes its rules before entries open.

2. Current promotions

2.1 Launch offer — fee waivers

  • The custody charge is waived for products in HBC custody.
  • The gift transfer fee is waived.
  • No end date has been set. HBC will publish an end date at least 30 days before the waiver ends. Days and transfers already waived are never charged later. From the end date, the Fees and Charges Schedule applies to new custody periods and transfers.

2.2 Credit incentive

  • A customer who sells a product to HBC and takes HBC Credits instead of a cheque receives the published incentive (1% of the buy-back value) as additional Credits. If the Credits are later refunded, the incentive is deducted. See HBC Credits Terms.

3. Round Up donation

3.1At checkout you may round your payment up. The difference is donated by HBC to the charitable recipient named at checkout. The donation is voluntary, shown separately on your receipt, and is not part of the product price. It is not refundable except where the whole order is refunded.

4. Membership tiers

4.1Membership tiers and the Apple or Google Wallet membership card recognise your history with HBC. A tier carries only the benefits published under this section. No tier benefits are currently published. A tier is not a financial product and carries no balance.

5. Future offers

5.1Any referral, discount or other offer will be published here with its period, eligibility, benefit and exclusions before it starts.